Taco Casserole

In greased 13 x 9 pan, layer in order:

Crushed tortilla chips-enough to line bottom of pan
1 can refried beans (heat in microwave for easier spreading)
1/2 can cheddar cheese soup
1 lb browned ground meat, seasoned with 1 packet taco seasoning
1 can ro-tel (drained)
1/2 can cheddar cheese soup
1 can red kidney beans (drained and rinsed)
1/2 c chopped onion
1 1/2 c shredded cheddar cheese
1 small can sliced black olives (drained)
sliced jalapenos to taste (optional)

Cover loosely with aluminum foil. Bake at 350 for about 30 minutes, until cheese is bubbly. Let cool slightly and serve with sour cream, pico de gallo and tortilla chips.